Money Train 2 review: a high-volatility pokie for Kiwi players

Relax Gaming’s follow-up to the original Money Train exploded onto the scene with bigger features, louder wins and one of the most intense bonus rounds in modern slots. This review looks at the mechanics, RTP, volatility, special features and playability of the money train 2 game from the perspective of a slot machine review aimed at New Zealand players.

Theme, design and sound

Money Train 2 embraces a grimy, steam-punk Wild West aesthetic with colourful character symbols, cleverly animated art and a soundtrack that builds tension as the reels heat up. The visual design feels polished and cinematic; icons are easy to read on desktop and mobile and the sound design adds to the sense of risk and reward without being intrusive. For Kiwi players who enjoy character-led themes and a gritty atmosphere, Money Train 2 delivers.

How the game works

Mechanically, Money Train 2 is a 5×4 slot with cluster-like mechanics and fixed pay-lines. Wins happen when combinations land across the reels in standard ways, but the real attraction is the bonus round where enhanced symbols and multipliers come into play. The base game includes special symbols and wilds that raise anticipation of the massive bonus sequence.

RTP, volatility and max potential

This pokie is firmly in the very high volatility category — expect long dry spells and the potential for huge payouts when the features align. The commonly reported RTP is around 96.4% on standard settings, though specific casino implementations can vary slightly. The maximum theoretical win sits among the top-tier slots, with potential payouts often quoted in the tens of thousands of times your stake, making it particularly attractive to high-rollers and players chasing big wins.

Bonus features and special symbols

Money Train 2’s bonus round is where the game truly stands out. Key features include:

Bonus trigger: landing three or more bonus symbols initiates the Money Cart Bonus round.
Persistent symbol types: during the bonus you’ll see various special symbols (Collectors, Snipers, Payers, and more) which interact to increase your chance of a large payout.
Multiplier mechanics: multipliers can stack and persist across spins in the bonus, making the round progressively more lucrative.
Buy Bonus option: many operators offer a Buy Feature that lets you purchase direct access to the bonus round for a premium — useful if you want to skip a long base-game grind.

The design encourages strategic excitement: each bonus round evolves differently, and the variety of special symbols means no two big wins feel the same.

Betting range and suitability

Bet ranges vary by operator, but Money Train 2 typically supports a wide stake range catering to casual Kiwi players and serious gamblers alike. Low-stakes players should be aware of the volatility — even with small bets the session can be swingy — while high-stakes players will appreciate the top-end potential. If you prefer steadier returns, consider lower variance titles, but if you enjoy big swings and the thrill of chasing large multipliers, this is a top choice.

Mobile play and user experience

Relax Gaming optimises Money Train 2 for mobile devices and tablets, and the animation and controls translate well to smaller screens. Touch targets are well spaced and the game loads quickly on modern phones. The overall user experience is smooth, and the UI clearly displays bet size, balance and bonus progress — important for NZ players keeping an eye on bankroll management.

Tips for Kiwi players

Manage your bankroll: set a session budget and stick to it — the volatility means big swings are common.
Consider the Buy Feature carefully: it increases variance and shortens time to bonus but comes with a price tag that can accelerate losses.
Play smaller bet sizes to extend play if you’re chasing the bonus without risking too much in one spin.
Check RTP and terms: different casinos might offer slightly different RTPs or bonus buy prices, so shop around for the best value in NZ dollars.

Pros and cons at a glance

Pros: Massive bonus potential, rich visuals, high entertainment value, mobile-friendly.
Cons: Extremely high volatility, can be frustrating for casual players, Buy Feature can be expensive.

Who should play Money Train 2?

This title is aimed at players who enjoy high-risk, high-reward slots. Kiwi punters who favour big swings and dramatic bonus mechanics will find it compelling. If you’re a conservative player seeking frequent small wins, there are better low-variance pokies for steady entertainment. For those who love building momentum in a tense bonus round, Money Train 2 is one of the more exciting choices available today.

Ultimately, Money Train 2 is a standout in the modern slot landscape for its feature depth and payout potential. Treat it as a thrilling ride rather than a guaranteed earner: enjoy the spectacle, control your stake, and be prepared for the ups and downs that come with a top-tier high-volatility pokie.

Money Train 2 review — top high-volatility pokie for NZ players